Why Accept Credit Cards?
As a home services business, accepting credit card payments—especially for card-not-present transactions—provides you with the flexibility, security, and customer satisfaction needed to grow your business.
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Here is why you should make credit card acceptance a key part of your payment strategy:
Increase Sales and Customer Convenience
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Capture More Jobs
Many homeowners prefer using credit cards for convenience, record-keeping benefits, and ease of payment. In fact, 31% of all payments are now made by credit card (2023), and this number is growing.
Flexible Payment Options
Accepting credit cards and flexible payment options can boost sales for larger home services like landscaping, plumbing, and HVAC. In fact, 16% of consumers switched providers last year for easier payment methods. Offering options like credit, debit, and ACH is crucial for retaining customers and staying competitive in high-ticket services. (Visit source here)
Consumer Payment Trends for Bill Payments
Credit card, debit, and ACH payments are widely used across all income levels, with higher-income households favoring credit cards. Offering all three options ensures convenience and aligns with consumer preferences. Consumers value credit card rewards and security most when choosing payment methods.
Over 90% of Customers Expect It
Homeowners expect businesses to accept credit cards, making it essential to stay competitive. Failing to offer this option risks losing customers to competitors. For services like maintenance contracts, convenience is key.
Secure, Hassle-Free Payments
Accepting credit cards and flexible payment options can boost sales for larger home services like landscaping, plumbing, and HVAC. In fact, 16% of consumers switched providers last year for easier payment methods. Offering options like credit, debit, and ACH is crucial for retaining customers and staying competitive in high-ticket services.
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Meet Customer Expectations
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Reduce Late Payments & Improve Cash Flow
Get Paid Faster
With credit card transactions, payments are processed immediately—no waiting for checks to clear or chasing down payments. This can significantly improve your cash flow.
Recurring Billing Options
Set up recurring billing for ongoing services like lawn care or pool maintenance, ensuring consistent revenue without the hassle of manual invoicing.
Protect Against Fraud
Modern payment processors offer advanced security features like tokenization and encryption, which make it safer for your customers to pay online or over the phone. This builds trust in your business. Our solutions include this.
Card Verification
Card-not-present transactions can still be verified for added security, minimizing the risk of fraudulent transactions.
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Increase Customer Trust & Security
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Small Transaction Fees, Big Gains
A Worthwhile Investment
With credit card transactions, payments are processed immediately—no waiting for checks to clear or chasing down payments. This can significantly improve your cash flow.
Recurring Billing Options
Studies show that businesses offering credit card payments tend to see higher transaction values, as customers are more likely to spend on higher-ticket services.
Seamless Set-Up
Our payment solutions are designed to integrate with your current invoicing, scheduling, and CRM systems, making it easy for you to manage payments without disrupting your workflow.
Mobile and Remote Payments
Accept card payments remotely, whether you’re at a job site, handling phone orders, or managing customer accounts from your office.
